THIS PLAN IS NOT INSURANCE and is not intended to replace health insurance. This plan does not meet the minimum creditable coverage requirements under M.G.L. c.111M and 956 CMR 5.00. This plan is not a Qualified Health Plan under the Affordable Care Act. The range of discounts will vary depending on the type of provider and service. The plan does not pay providers directly. Plan members must pay for all services but will receive a discount from participating providers. The list of participating providers is at nwa.solutionssimplified.com/nwesstran.aspx. A written list of participating providers is available upon request. You may cancel within the first 30 days after effective date or receipt of membership materials (whichever is later) and receive a full refund. Discount Plan Organization and administrator: Careington International Corporation, 7400 Gaylord Parkway, Frisco, TX 75034; phone 800-441-0380. This plan is not available in Vermont or Washington.
essential & transitional
Dental – Careington
Savings of 20% to 50% on most routine and preventive dental care, major dental work, specialty treatment and even cosmetic services like braces, dentures, and whitening.
Eye Med
Savings of 20% to 40% off the retail price of eyewear. Members are eligible for discounts on exams, eyeglasses, and conventional contact lenses from more than 90,000 providers nationwide.
Dial Care Mental Wellness
DialCare Mental Wellness is a program designed to provide safe, secure and private means of seeking mental health assistance from licensed mental health professionals via virtual or telephonic counseling sessions.
· DialCare Mental Wellness mental health professionals can assist members with conditions such as depression, anxiety, grief, relationship problems and more.
· A consult fee of $75.00 applies to all consults
Diabetes Management – Better Living Now
Better Living Now, Inc. (BLN) is a managed care provider of health care products and services, specializing in the needs of patients with chronic conditions, offering 20% to 40% off retail price of diabetic supplies including insulin pumps, continuous glucose monitors (CGM) and testing supplies (monitor, strips and lancets)
Members have access to a wide variety of fitness centers, as well as health and wellness products with the Active & Fit Direct program for as low as $25 a month.
Legal Services – Legal Club of America
Access to a nationwide network of over 20,000 plan attorneys in all 50 states to provide members with discounted legal services.
DialCare Virtual Vet
With DialCare Virtual Vet, an animal expert is always in! DialCare Virtual Vet grants you immediate access to licensed veterinary professionals via video chat or phone calls for advice and guidance 24 hours a day every day of the year.
Access as often as you need for pet questions or concerns you may have. Your pet is always there for you, and now, a licensed, qualified veterinary professional is always there for your pet.
Members can connect with a veterinary professional for a virtual visit fee of $40.00
Emergency Travel Assistance – Travel Guard
Travel Assistance and Emergency Medical Assistance are available through Travel Guard when you are traveling over 100 miles away from home and you are faced with a serious injury or illness, or a travel-related emergency such as lost luggage, passport or wallet; flight rebooking, or pre-trip travel advice on required inoculations.
**Non-emergency travel booking fees include: $35 per person for domestic tickets, $55 per person for international tickets, $35 per person for tours and cruises, $20 per hotel booked, and $20 per rental car booked.
Limitations & Exclusions:
AIG Travel provides traveler assistance through coordination, negotiation and consultation using an extensive network of worldwide partners. Expenses for goods and services provided by third parties are the responsibility of the traveler.
Healthcare Assistance Services – Care net/Care Advocacy
Access to one-on-one healthcare professional support for members and their families as they navigate the healthcare syste